About Us

Our Values

A little info about what values are important to you and your business and why.

We believe in *blank* and *blank*.


So, who is Greg Poulos?

Gregory J. Poulos is a financial services professional of nearly 50 years. He is a Chartered Life Underwriter and a Chartered Financial Consultant.

Starting as an agent in 1975, he rose to managerial and executive positions at major insurance companies including Mass Mutual, Manulife, and John Hancock. He also served as an insurance, estate and retirement planning advisor to Merrill Lynch, Prudential Securities, and their advisors, as well as at point of sale with their clients.

Greg’s own network of clients extends across the country. Long concentrated in the San Francisco Bay area Greg, has expanded his practice nationally and now internationally. To accommodate the increasing demand for his client-oriented style of doing business, Greg established Blackhawk Capital & Risk Management in 2022.

Critical Observations

Since 1975, when I entered this business as an eager 23-year-old fresh out of graduate school, I watched with dismay, and in many cases participated in, disturbing changes in the financial services industry and its distribution system. Here is a short summary of my observations.

Our institutions have been failing us

In every sector of society, people have been losing confidence in the institutions they have relied on since living memory and longer. This has happened because our institutions are failing to serve the needs of the people they are supposed to serve, as they once did, and because they are refusing to adapt to a world which has changed dramatically and continues to do so at an exponential rate.

Communication has changed

Not since Guttenberg invented the printing press in 1450 has there been such a fundamental transformation in the way people communicate with each other. The internet profoundly changes the way people interact, allowing direct, instant communication anywhere in the world. This ability will democratize the financial services distribution systems to the great benefit of the consumer. Industries which adapt will survive and prosper; those which don’t, won’t, or can’t, will die.

The industry needs rebuilding

The financial services industry will get wired, get real, and become the professional industry it has been struggling to become since the 1929 stock market crash. But first it must purge itself of its antiquated, parasitic distribution system. Blackhawk Capital & Risk Management was founded to hasten this process. Together, the internet, the consumer, and the independent professional financial consultant will replace the existing system.

Cui Bono? (Who Benefits?)

The primary objective of the existing system is to provide for itself; benefits to the client are secondary and sometimes coincidental. Your broker or agent cannot serve two masters. They are generally employees and must serve the firm first. As such, they are told what to say, what not to say, what to sell, and when to sell it. You must break free and partner with a consultant who is free to think, speak, and act freely on your behalf.; someone who is beholden to only you.

There is a better way…

Don't Just Take Our Word For It

Here’s what our previous clients had to say.

Laurel Miller

Blank Company Director


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Randy Wallace

Blank Company Director


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What are you waiting for?

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